Nova Scotia amends Insurance Act to protect individuals in vulnerable situations

Insurers can’t deny coverage when damage to a home is willfully caused by a policyholder

Nova Scotia has announced amendments to the Insurance Act aimed at protecting homeowners in vulnerable situations.

Insurance companies now won’t be allowed to deny coverage if damage to a property “was caused by a willful or criminal act of any person named under the policy,” the province announced on Thursday.

Related: January storms in Eastern Canada caused more than $54 million in insured damage: CatIQ

In a news release, Karen Casey, the province’s finance minister, said the amendments “will protect innocent Nova Scotians by ensuring insurance companies cannot deny coverage for individuals in vulnerable situations, which we know disproportionately affects women.”

Several other provinces have also made this amendment to their respective insurance acts.

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