Allstate’s UBI program moves into Nova Scotia

Enrolled drivers can earn up to 30% off of their premiums for good driving habits

Allstate Insurance Company of Canada has expanded its usage-based insurance (UBI) program, Drivewise, in Nova Scotia, following success with the program in Alberta and Ontario, according to an announcement by the insurer.

Drivers who subscribe to the program will install a wireless telematics device into their car, which will capture and analyze data regarding the time of day the vehicle is in use, the number of kilometers driven, as well as speed and braking habits. Users can also access this data through an online portal, which allows them to monitoring their driving habits.

Related: Allstate Canada launches telematics program in Alberta

Once drivers are enrolled in the program and the device is installed, their driving will be monitored for a six-month period. The data collected will be used to determine the earned discount, which can go up to 30% and will be applied at renewal. Of those currently participating in this program across the country, 70% are earning some form of a discount, according to Allstate Canada.

“Usage-based insurance offers users the potential of reduced rates while also giving them the opportunity to learn more about their driving habits, as well as the behaviours of others who drive their vehicle,” says David MacInnis, vice president, product operations, Allstate Canada. “We hope programs such as this, that reward drivers for good driving behaviour, will help make our roadways safer, while reducing insurance costs.”

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Transcontinental Media G.P.